Insurance & billing

Excellent medicine, covered by your plan.

Elite Medical Key West is in-network with most major insurance plans, including Medicare. Your medical visits, diagnostics, and specialty care are billed to your insurance just as you would expect at any leading practice.

Plans we commonly work with

MedicareFlorida BlueAetnaCignaUnitedHealthcareHumanaOscarAvMed

Don’t see your plan? Call us — we accept many more, and we’ll confirm your coverage before your visit.

In-network

We accept most insurance plans

A sample of the plans we work with. Don’t see yours? Call us — we accept many more and will verify your coverage before your visit.

Aetna
Aetna Better Health of Florida
Ambetter Health
AmeriHealth
Anthem
AvMed
CarePlus Health Plans
Centene
Cigna
Community Care Plan
Coventry
Devoted Health
Doctors HealthCare Plans
Evolutions Healthcare Systems
First Health Network
Florida Blue
HealthSmart
HealthFirst Health Plans
Humana
Medicare
Molina Healthcare
MultiPlan
Oscar
PNOA
Preferred Care Network
SOLIS Health Plans
Staywell
Sunshine Health
TRICARE
UnitedHealthcare
WellCare
01

Coverage varies by plan

Specific coverage depends on your individual policy. Call us with your member ID and we will verify your benefits before your first visit.

02

Hospital-affiliated care

We are affiliated with Lower Keys Medical Center, so if your care ever needs a hospital, it stays coordinated and close to home — right here in the Keys.

03

Transparent self-pay

Not using insurance? We offer clear, fair self-pay pricing for visits and diagnostics, with no surprise billing.

New patients

What to bring to your first visit

1

A valid photo ID

2

Your insurance card

3

A list of current medications

4

Relevant records or recent labs

Questions about coverage or billing? Call us at 305-523-9787 and we’ll verify your benefits before your first visit.

Connected care

Your complete history, securely connected

Once you sign our consent for treatment, we connect through TEFCA™ — the national Trusted Exchange Framework — to securely pull your entire medical history from hospitals, labs, and other providers. We also submit our clinical data about you to the other providers, specialists, and hospitals treating you now or in the future, so everyone involved in your care has the full picture.

  • Your records pulled from hospitals, labs & other providers
  • Our findings shared with your specialists & hospitals
  • A complete, up-to-date picture for everyone treating you

Hospital affiliation

We are affiliated with Lower Keys Medical Center in Key West. If you ever need to be hospitalized, we stay involved — coordinating your care in the hospital and following your treatment through to discharge, so it stays close to home, right here in the Keys.

Lower Keys Medical Center

Key West, FL